Medicaid is a public health insurance program under the Centers for Medicare and Medicaid Services (CMS) that provides health care coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. Funded jointly by the federal government and individual states, Medicaid is designed to assist those who have limited income and resources to afford medical care.
The program is an essential part of America’s health care safety net, offering a range of medical services to more than 75 million Americans who might otherwise go without necessary medical attention.
Medicaid serves a diverse group of people, with eligibility determined by income, family size, and several other factors that can vary from one state to another. Generally, the program covers:
Eligibility for Medicaid requires residency in the state where you apply, US citizenship, permanent residency, or legal alien status, a need for health care, and an annual household income that falls below a specific threshold.
Medicaid provides a comprehensive range of health care services, though specific coverage can vary by state. Commonly covered services include:
Medicaid plays a critical role in the healthcare system by ensuring access to medical services for those who might otherwise be unable to afford them. It not only helps improve the health and well-being of individuals and families by providing necessary medical services but also offers financial protection against the high cost of healthcare. Medicaid’s support for preventive care and early treatment can lead to better health outcomes and lower healthcare costs over time.